Like most modern programming languages and unlike earlier Lisps such as Maclisp, Scheme is lexically scoped: all possible variable bindings in a program unit can be analyzed by reading the text of the program unit without consideration of the contexts in which it may be called. This contrasts with dynamic scoping which was characteristic of early Lisp dialects, because of the processing costs associated with the primitive textual substitution methods used to implement lexical scoping algorithms in compilers and interpreters of the day. In those Lisps, it was perfectly possible for a reference to a free variable inside a procedure to refer to quite distinct bindings external to the procedure, depending on the context of the call.

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In economics funds are injected into the market as capital by lenders and taken as loans by borrowers. There are two ways in which the capital can end up at the borrower. The lender can lend the capital to a financial intermediary against interest. These financial intermediaries then reinvest the money against a higher rate. The use of financial intermediaries to finance operations is called indirect finance. A lender can also go the financial markets to directly lend to a borrower. This method is called direct finance.[3]

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Entrepreneurs with a business concept would want to accumulate all the necessary resources including capital to venture into a market. Funding is part of the process, as some businesses would require large start-up sums that individuals would not have.[5] These start-up funds are essential to kick-start a business idea, without it, entrepreneurs would not have the ability to carry out their concepts in the business world.

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Entrepreneurs with a business concept would want to accumulate all the necessary resources including capital to venture into a market. Funding is part of the process, as some businesses would require large start-up sums that individuals would not have.[5] These start-up funds are essential to kick-start a business idea, without it, entrepreneurs would not have the ability to carry out their concepts in the business world. 

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In contrast to Common Lisp, all data and procedures in Scheme share a common namespace, whereas in Common Lisp functions and data have separate namespaces making it possible for a function and a variable to have the same name, and requiring special notation for referring to a function as a value. This is sometimes known as the "Lisp-1 vs. Lisp-2" distinction, referring to the unified namespace of Scheme and the separate namespaces of Common Lisp.[24]

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A feature of R6RS is the record-type descriptor (RTD). When an RTD is created and used, the record type representation can show the memory layout. It also calculated object field bit mask and mutable Scheme object field bit masks, and helped the garbage collector know what to do with the fields without traversing the whole fields list that are saved in the RTD. RTD allows users to expand the basic RTD to create a new record system.[11] 

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The R6RS standard has caused controversy because it is seen to have departed from the minimalist philosophy.[13][14] In August 2009, the Scheme Steering Committee, which oversees the standardization process, announced its intention to recommend splitting Scheme into two languages: a large modern programming language for programmers; and a small version, a subset of the large version retaining the minimalism praised by educators and casual implementors.[7] Two working groups were created to work on these two new versions of Scheme. The Scheme Reports Process site has links to the working groups' charters, public discussions and issue tracking system.

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