In economics funds are injected into the market as capital by lenders and taken as loans by borrowers. There are two ways in which the capital can end up at the borrower. The lender can lend the capital to a financial intermediary against interest. These financial intermediaries then reinvest the money against a higher rate. The use of financial intermediaries to finance operations is called indirect finance. A lender can also go the financial markets to directly lend to a borrower. This method is called direct finance.[3]

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Most Lisps specify an order of evaluation for procedure arguments. Scheme does not. Order of evaluation—including the order in which the expression in the operator position is evaluated—may be chosen by an implementation on a call-by-call basis, and the only constraint is that "the effect of any concurrent evaluation of the operator and operand expressions is constrained to be consistent with some sequential order of evaluation." (R5RS sec. 4.1.3)[4]

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Sources of funding include credit, venture capital, donations, grants, savings, subsidies, and taxes. Fundings such as donations, subsidies, and grants that have no direct requirement for return of investment are described as "soft funding" or "crowdfunding". Funding that facilitates the exchange of equity ownership in a company for capital investment via an online funding portal as per the Jumpstart Our Business Startups Act (alternately, the "JOBS Act of 2012") (U.S.) is known as equity crowdfunding.

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The elegant, minimalist design has made Scheme a popular target for language designers, hobbyists, and educators, and because of its small size, that of a typical interpreter, it is also a popular choice for embedded systems and scripting. This has resulted in scores of implementations,[35] most of which differ from each other so much that porting programs from one implementation to another is quite difficult, and the small size of the standard language means that writing a useful program of any great complexity in standard, portable Scheme is almost impossible.[7] The R6RS standard specifies a much broader language, in an attempt to broaden its appeal to programmers.

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In calling the procedure "+" to add 1 and 2, the expressions (ev +), (ev 1) and (ev 2) may be evaluated in any order, as long as the effect is not as if they were evaluated in parallel. Thus the following three lines may be displayed in any order by standard Scheme when the above example code is executed, although the text of one line may not be interleaved with another because that would violate the sequential evaluation constraint.

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Scheme is primarily a functional programming language. It shares many characteristics with other members of the Lisp programming language family. Scheme's very simple syntax is based on s-expressions, parenthesized lists in which a prefix operator is followed by its arguments. Scheme programs thus consist of sequences of nested lists. Lists are also the main data structure in Scheme, leading to a close equivalence between source code and data formats (homoiconicity). Scheme programs can easily create and evaluate pieces of Scheme code dynamically.

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Scheme started in the 1970s as an attempt to understand Carl Hewitt's Actor model, for which purpose Steele and Sussman wrote a "tiny Lisp interpreter" using Maclisp and then "added mechanisms for creating actors and sending messages".[8] Scheme was originally called "Schemer", in the tradition of other Lisp-derived languages such as Planner or Conniver. The current name resulted from the authors' use of the ITS operating system, which limited filenames to two components of at most six characters each. Currently, "Schemer" is commonly used to refer to a Scheme programmer.

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Like most modern programming languages and unlike earlier Lisps such as Maclisp, Scheme is lexically scoped: all possible variable bindings in a program unit can be analyzed by reading the text of the program unit without consideration of the contexts in which it may be called. This contrasts with dynamic scoping which was characteristic of early Lisp dialects, because of the processing costs associated with the primitive textual substitution methods used to implement lexical scoping algorithms in compilers and interpreters of the day. In those Lisps, it was perfectly possible for a reference to a free variable inside a procedure to refer to quite distinct bindings external to the procedure, depending on the context of the call.

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The information on this computer and network is the property of a private corporation and is protected by intellectual property rights. You must be assigned an account on this computer to access information and are only allowed to access information as defined by the system administrators. Use of company resources should be for business purposes only and should be in compliance with the Code of Conduct and company policies and procedures. By accessing the property of a private corporation, your activities may be monitored and/or recorded and you should have no expectation of privacy on this computer and its networks. Use of this computer implies consent to monitoring and recording.

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The key insights on how to introduce lexical scoping into a Lisp dialect were popularized in Sussman and Steele's 1975 Lambda Paper, "Scheme: An Interpreter for Extended Lambda Calculus",[19] where they adopted the concept of the lexical closure (on page 21), which had been described in an AI Memo in 1970 by Joel Moses, who attributed the idea to Peter J. Landin.[20]

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In 1998, Sussman and Steele remarked that the minimalism of Scheme was not a conscious design goal, but rather the unintended outcome of the design process. "We were actually trying to build something complicated and discovered, serendipitously, that we had accidentally designed something that met all our goals but was much simpler than we had intended....we realized that the lambda calculus—a small, simple formalism—could serve as the core of a powerful and expressive programming language."[8]

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The reliance on lists as data structures is shared by all Lisp dialects. Scheme inherits a rich set of list-processing primitives such as cons, car and cdr from its Lisp progenitors. Scheme uses strictly but dynamically typed variables and supports first class procedures. Thus, procedures can be assigned as values to variables or passed as arguments to procedures. 

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Whoever considers the populousness and strength of several of these States singly at the present juncture, and looks forward to what they will become, even at the distance of half a century, will at once dismiss as idle and visionary any scheme which aims at regulating their movements by laws to operate upon them in their collective capacities, and to be executed by a coercion applicable to them in the same capacities. 

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The key insights on how to introduce lexical scoping into a Lisp dialect were popularized in Sussman and Steele's 1975 Lambda Paper, "Scheme: An Interpreter for Extended Lambda Calculus",[19] where they adopted the concept of the lexical closure (on page 21), which had been described in an AI Memo in 1970 by Joel Moses, who attributed the idea to Peter J. Landin.[20]

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Up to the R5RS standard, the standard comment in Scheme was a semicolon, which makes the rest of the line invisible to Scheme. Numerous implementations have supported alternative conventions permitting comments to extend for more than a single line, and the R6RS standard permits two of them: an entire s-expression may be turned into a comment (or "commented out") by preceding it with #; (introduced in SRFI 62[29]) and a multiline comment or "block comment" may be produced by surrounding text with #| and |#.

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^ Jump up to: a b 1178-1990 (Reaff 2008) IEEE Standard for the Scheme Programming Language. IEEE part number STDPD14209, unanimously reaffirmed at a meeting of the IEEE-SA Standards Board Standards Review Committee (RevCom), March 26, 2008 (item 6.3 on minutes), reaffirmation minutes accessed October 2009. NOTE: this document is only available for purchase from IEEE and is not available online at the time of writing (2009).

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